Can Rong Dongan buy a house with a provident fund loan?

Yes, the resettlement house is a big property right, so you can borrow from the bank, and the provident fund loan is no problem. According to relevant regulations, provident fund loans can be used to purchase resettlement houses. When the employees of the company move back to settle down, if the funds are insufficient due to the increase in the area of real estate to be purchased, they may apply to the municipal housing provident fund management department for housing provident fund loans.

Basic conditions: a natural person who has reached the age of 18 and has full capacity for civil conduct; Have a stable career and income, good credit and repayment ability; Other conditions stipulated by the bank require the borrower to have a stable job, income, good credit status and sufficient repayment ability.

Treatment conditions:

1, with permanent residence or valid residence status in this city;

2, when applying for a loan, the normal continuous deposit of housing provident fund for more than one year (inclusive), the new account holder normal continuous deposit of housing provident fund for more than six months (inclusive);

3, the actual demolition resettlement behavior;

4. Agree to use the total property value of the resettlement house purchased by the loan as collateral;

5. Have a stable income, good personal credit and sufficient ability to repay the principal and interest of the loan;

6. The borrower and his wife have no outstanding housing provident fund loans.