What does Alipay mean by prudent financial management?
Safe financial management generally refers to financial management with risks, but little risk and no guarantee of principal and interest, mainly focusing on low-and medium-risk financial management such as pension insurance and bond funds. Wealth management products will not fluctuate greatly, and the income will be relatively stable, with the aim of defeating inflation.
In addition, it is worth noting that prudent financial management does not refer to one kind of financial management, but to a variety of financial management. Take Alipay's steady financial management as an example: there are two options for financial management: 0~3 months and more than 3 months. There are many wealth management products to choose from, and investors can choose wealth management according to their own liquidity.
What are Alipay's sound financial management?
Alipay's steady financial management mainly has two options: 0~3 months of financial management and more than 3 months of financial management. There are many wealth management products under the two options. Take financial management for 0~3 months as an example: Great Wall Short-term Bond C Fund, whose net value increased by 2.94% in the last year, and China Merchants Xinfu Short-term Bond C Fund, whose net value increased by 4.55% in the last year.
Examples of financial management for more than three months are: Taiping Pension enjoys 366 days, and its net value increased by 3.24% in the past year. Penghua held Bond C Fund for one year, and its net value increased by 4.00% in the past year.
Is Alipay's financial management safe?
Financial management is risky, and Alipay's prudent financial management is also risky, and it is not guaranteed. Alipay's prudent financial management focuses on low-risk financial management such as pension insurance and bond funds. Generally, the fluctuation of financial management is relatively small, and the income belongs to medium and long term. It is generally recommended to hold it for more than three months.
Mainly based on prudent financial management and outperforming inflation. There are two options for financial management: 0~3 months and more than 3 months. Investors can choose their own financial products according to the liquidity of their own funds.
Will Alipay lose money?
Alipay's steady financial management is likely to lose money, but there are relatively few financial products that generally lose money, and most of them are based on steady income. Take Huaan Dingyi Bond C of Alipay as an example, and its yield is as follows:
Recent 1 month: 0.25%
Last March: 1.54%
Last June: 2.6 1%
Nearly 1 year: 4.30%