1. The main issue (redemption) of government bonds is the Ministry of Finance, and banks are only consignment outlets.
2, the national debt payment funds after the expiration of the Ministry of Finance to the bank.
Therefore, whether the bank fails or not does not affect the payment of national debt. So if the bank goes bankrupt, it can be said that he will not compensate the national debt, because the national debt does not belong to his compensation scope, but is paid by the state and has nothing to do with the bank.
Extended data
National debt repayment method
1, with gradual repayment by stages. That is, a national debt stipulates several repayment periods, and the principal is fully paid off when the national debt expires.
2. Repayment method of the lottery round. That is to say, a certain proportion of national debt is determined by drawing lots regularly according to the national debt number until the repayment period ends, and all national debt is paid off by drawing lots.
3. One-time repayment when due. In other words, the national debt is paid off in one lump sum according to the par value of the maturity date.
4. Market purchase and sale reimbursement method. That is, to buy back the national debt from the securities market, even if it expires, this national debt has been fully held by the government. Replace the old repayment method with a new repayment method. That is, by issuing new treasury bonds in exchange for expired old treasury bonds.
According to the different repayment periods, national debt can be divided into fixed-term national debt and irregular national debt.
Term treasury bonds: refers to the treasury bonds issued by the state with strict repayment terms. According to the repayment period, fixed-term treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds.
Short-term national debt: usually refers to the national debt issued within 1 year, which is mainly used to adjust the temporary surplus and deficiency of the treasury capital turnover and has great liquidity.
Medium-term national debt: refers to the national debt with a maturity of more than 1 year and less than 1 year (including1year but excluding1year), which can make the country's use of debt funds relatively stable due to the long repayment time.
Long-term national debt: refers to the national debt with a maturity of more than 10 years (including 10 years), which enables the government to control its financial resources for a longer period of time, but the holder's income will be affected by the currency value and price.
Irregular national debt: refers to the national debt issued by the state without a specified repayment period. The holder of this national debt can get interest on schedule, but has no right to demand repayment of the debt. For example, the permanent national debt issued by Britain belongs to this category.
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