As one of the first pilot cities of digital RMB, Chengdu is expected to start the digital RMB red envelope activity on June 27th, 65438. The specific activity time shall be subject to the official notice of the People's Bank of China. It is estimated that this activity will last for about one month.
Users need to make an appointment through the "Tianfu Citizen Cloud" app and choose the bank to open the wallet. Chinese mainland's mobile phone number and second-generation ID card are required for registration, and the geographical location of the mobile phone at the time of registration is in Chengdu Administrative Region.
In addition, the activity takes the form of "booking the lottery", but the red envelopes will be distributed in two times.
It is worth noting that this time, Chengdu digital RMB red envelopes were distributed to 50 million yuan, the government distributed 30 million offline consumption red envelopes, and JD.COM distributed 20 million online consumption red envelopes.
How does Tianfu Citizen Cloud reserve a digital RMB red envelope 1? 1. Download Tianfu Citizen Cloud app
2. This activity will start on 27th, and users can wait until 27th to make an appointment in the app.
3. Participation conditions require users to open an account in a designated bank before making an appointment;
4. Click on the appointment interface, agree to the relevant policies, register your real name step by step, and complete the appointment;
5. After the appointment is successful, just wait for the lucky draw!
What's the difference between Chengdu digital RMB and online payment? First of all, it is the network.
As we all know, whether it is WeChat or Alipay, when we need to make cash payment, we must use mobile phones to connect to the network. However, digital currency doesn't need it. As long as there is a digital wallet on the mobile phone, even if there is no internet, as long as the mobile phone has electricity, two mobile phones can transfer the money in this person's digital wallet to another person with a touch.
Difference 2: legal rationality.
At present, the amount paid by everyone online is essentially a third-party online payment, which is a part of the monetary settlement of deposits in commercial banks and belongs to the cash part in the circulation of RMB.
The digital RMB is different. The emergence of digital currency will directly replace some cash. For example, when there is a digital currency of 100 yuan in circulation, the banknotes or coins of 100 yuan will be replaced by equivalents. In addition, the other party cannot refuse to use it!
Difference 3: security.
In the current economic environment, we are required to have higher convenience, security and anti-counterfeiting for payment methods. However, although the current online payment method has certain convenience, security and anti-counterfeiting, it is still possible to steal the brush, deduct fees and other related situations, and the security and anti-counterfeiting level in digital currency will be further improved.