I first heard about the cash flow game from the chapter of the famous bestseller Rich Dad and Poor Dad. 1996, written by Robert? Kiyosaki invented this game, which is said to be the ideological essence of his first half of his life devoted to investment and career creation.
In order to let more people know about the cash flow game, Kiyosaki co-authored the book Rich Dad and Poor Dad. Later, the cash flow game gradually became widely known, and many people praised it, calling it "the best training ground for cultivating financial quotient".
This game is entertaining and close to life. It is a compulsory course for everyone who wants to achieve financial freedom. In the course of the game, reveal financial knowledge and the law of capital flow, and teach players how to identify and grasp investment opportunities.
Last weekend, under the guidance of a cash flow expert, I played games with four other students for three hours. Study time.
The experts we invited personally played thousands of cash flow games, and explained and commented on this game for thousands of students. They are called "hardcore players".
In our game bureau, he plays the most crucial role-the banker, who is responsible for explaining the rules of the game, maintaining order, settling accounts and paying money, and recording and commenting on the performance of players.
As novices, we begin to be familiar with the rules of the game, gradually enter the chosen professional role, and practice the role and consequences of luck and wisdom, risks and opportunities in investment decision-making in simulated life.
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People familiar with this game may remember that the game surface consists of two parts: the inner ring and the outer ring. The inner ring, also known as the mouse track, is the initial starting point for all players. The outer circle, that is, the fast lane, can only be entered by the rich who have achieved financial freedom.
The first goal of the game is that the player tries to escape from the inner ring to the outer ring. The trick is to get the return on assets as soon as possible in the "rat race" and let your return on assets exceed the total expenditure.
This game is usually played by 4-6 people. At the beginning of the game, everyone draws lots to choose their own occupation and initial assets, liabilities and monthly cash flow, and then takes turns throwing a sieve to move forward.
On the way forward, all kinds of opportunities, risks and accidents will follow, and everyone should update their balance sheets and balance sheets in each round. In the face of investment opportunities, each player should make a final decision according to his own assets, liabilities and cash flow, comprehensively consider risks, costs and other factors, and comprehensively weigh the pros and cons.
From this perspective, this game greatly restores the real life scene, testing each player's knowledge reserve in investment and financial management, as well as the vision, mentality and wisdom of choice and decision-making.
Due to the differences in concepts and cognition such as money and wealth, some people can successfully escape from the trap of "rat race" in ten minutes, jump into the fast lane of the rich and realize their dream goals; Some people spend hours in the inner circle and can't win into the rich class until the end. How similar this is to real life!
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After the whole game, I gained four things:
First, the cash flow game is a miniature simulation journey of life wealth, which can be described as "drama is like life". The difference is that there is no real money loss in the game, and you can start again and again, and you can constantly review, summarize and learn lessons. However, life has no chance to repeat itself, and life is much more cruel and realistic. All kinds of risks and accidents may come at any time. It is often very difficult to restart after the fault returns to zero. If there is no precautionary preparation and prevention, natural disasters (major diseases, unemployment, bankruptcy, etc.) are likely to occur. ) will be enough to make life fall to the bottom, and there is no hope of rebound. Therefore, we should remain vigilant and awe-inspiring, keep learning, upgrade our cognition and use knowledge to help our lives.
Second, with the help of team games, it is easier to find out your own shortcomings in thinking and cognition. Although the five of us didn't get out of the outer circle until the end of this game, we can also get a lot of inspiration by observing the process and results of thinking, worrying and making decisions when others face opportunities and risks. Smart people are good at learning from other people's mistakes and using them for our own use. If you can see the master who runs to the fast lane first in the next competition, then others can learn a lot from the winner's thinking and operation mode.
Third, investment and financial management test a person's comprehensive strength and knowledge reserve in many fields. As experts say, financial quotient = interpersonal quotient+emotional quotient+IQ. Successful breakthrough often has extraordinary competitiveness in many dimensions and fields, and success is often the embodiment of comprehensive strength. There is a view in Rich Dad and Poor Dad that money is smart. If you want money to work for you, you must understand the rules of capital flow and become smarter than it. Investment guru Charlie? Munger is the most typical example. In order to evaluate the company he intends to invest in, he created a "multiple thinking model". This model draws on and integrates the analytical tools, methods and formulas of many traditional disciplines, including history, psychology, physiology, mathematics, engineering, biology, physics, statistics and economics. How about this, Charlie? Munger's unique vision is the product of his lifelong study of human behavior patterns, business systems and many other disciplines. (The original of "Poor Charlie's Collection")
Fourth, the game is just a tool. Repeated thinking, resumption and summary will make you gain more. In the game, I have been busy calculating the amount of money, weighing the pros and cons of investment and observing other people's words and deeds. Three hours is simply fleeting. Bankers control the rhythm of the game, prompt, inspire and comment in time, and guide students to think deeply. He pointed out everyone's mistakes and shortcomings in the final summary, which was the crowning touch of the whole game. When writing this article, my understanding of cash flow game has deepened a lot. My shortcomings pointed out by experts are exactly what I want to make up and improve.
Finally, I recommend those who are interested in improving financial quotient, starting a business and realizing financial freedom. They might as well try the cash flow game, I believe there will be gains!