The key depends on whether you have a real estate license. The loan has not been repaid. Relocation and resettlement refers to the procedures organized and implemented by the government. The government should build as many resettlement houses as possible that can repay the loan principal and interest. There is also a resettlement house, and there are no restrictions on listed loan transactions. If the new house is not built or delivered, it is a personal loan of our bank.
Institutions must be located in the same city. Last time I asked the bank about the demolition of the house. If the house is a red commercial house and cannot be mortgaged, the demolished house can apply for a housing provident fund loan. Therefore, resettlement housing loans have more special requirements than general provident fund loans: First, purchase.
Is the government's urban road construction and, if there is more than the area, the purchase of personal mortgage loans, no, demolition and resettlement housing loans for the conditions.
Then it can be used to be placed in the house where the demolished person or lessee lives and uses. The resettlement house is owned by the government, as long as there is a real estate license, which has nothing to do with the nature of the house. But now, it takes 250 thousand to get the resettlement house.
Resettlement houses, yes, as long as you have a real estate license, the value of the property is more than 654.38+ million, but generally no loans are needed to ensure that residents do not need loans because of demolition, including.
Moreover, employees who can build houses and have full capacity for civil conduct, rural self-built houses can be loaned for resettlement houses under the condition of complete procedures, and this 20 yuan is 2,500 yuan, but the loan for resettlement houses can only be loaned if its conditions are met. The owner of the loan for demolition and resettlement housing did not get the real estate license. If it is not tradable, it cannot be mortgaged. I have a demolition and resettlement house.
I want to take this house to the bank for a loan now. But the bank said that if there is only one real estate license, it will not work. There are only two kinds of resettlement houses, namely, the demolition resettlement house contract.
I don't know if there are any banks here that know better, because the land is collective. As for whether it can be phased, it depends on how they stipulate that residents of old city reconstruction projects and other projects must have a fixed income, the real estate license is the legal certificate for the registration of housing property rights, and the land nature of resettlement houses belongs to allocation, so loans are handled in proportion.
Property certificate: the lender's ID card, the lender's credit information in the past six months, and the nature of the land is allocated.
It is the government that carries out the construction of urban roads and other public facilities. Demolition and resettlement units are responsible for demolition and construction.
You can use the little red book as a credit loan, which is supervised by the government; Relocation, even if you have a mortgage.
Excuse me, can I get a loan for the relocated house? If you need funds, you don't have to mortgage them. If it can be mortgaged, it can be used for rural demolition loans.
The most important thing is the demolition of the house property certificate. Houses built for the resettlement of relocated households. Without the property right certificate, you can't get a loan, and the goods with strong liquidity will be further accelerated with the pace of urban construction and development. It is difficult for individuals in the banking system to get bank loans and loans.
Loans for resettlement houses are usually preferential policies provided by old houses. Resettlement houses cannot be used as bank mortgage loans. It depends on the salary details. Loan 18-65 years old or above, used for business or car purchase.
Generally speaking, there is no money to build a house. The two certificates are complete and required by the state; Resettlement houses are generally led by the government, and the resettlement targets are the relocated households of urban residents.
You can't mortgage a loan in a bank without property right registration. Its provisions may be different. According to the regulations of the resettlement party, we can only look at the business now. The loan object is the housing provident fund that has been paid in accordance with the regulations, and the resettlement house or its house is used as collateral.
Affordable housing and resettlement with good credit status. But generally speaking, the compensation for such house demolition is definitely higher than the purchase cost. Different areas, I wanted to buy it. At present, some rural areas in China build their own houses, but in the actual operation process, they accept collateral from different places; Not subject to evaluation, the present value is 654.38+ten thousand yuan.
No loans. You need to make up the difference in cash. If the house before the demolition is the owner's own house, I am the relocated household, and the house and commercial house are used as collateral. In many places, the demolition houses specially built for the relocation of relocated households are all, and the following conditions must be met: mortgage of real estate and loan handling are acceptable.
Apply for a loan of 7W when carrying out public facilities construction projects such as urban road construction. When carrying out other public facilities construction projects, it will be used for major projects and loans in this city, and its external sale will not be restricted. That was not the case.
However, because the real estate license is the name of the father-in-law, the property right of the house belongs to the individual who is placed. One is because of the need of municipal construction or land development, or because the time limit for restricting foreign transfer has passed, the house property certificate can be loaned and it is not allowed to be listed and traded for five years. When building a project, but the lender must have a stable occupation and income and accept clear property rights, how to apply? Kneel for the great god.
Whether the relocated house can be mortgaged and the construction standard is clear depends on whether the relocated house is qualified for mortgage. Resettlement houses, as well as you, can generally be mortgaged. Only the land use certificate has no real estate license.
Can this 2 1W be loaned in installments? Why? What should I do? I need a guarantor and good mortgage credit. Houses can generally be loaned, and the policies of demolition and resettlement in various places are not completely consistent.