The first thing to pay attention to is about loans. We know that it is still difficult to buy a house in full now. Basically, many young people need loans to buy houses. As we all know, the income of young people is rising. Perhaps the current salary is only seven or eight thousand, and it may rise to one or twenty thousand in a few years. Therefore, borrowing money to buy a house is actually very cost-effective. This is to pry millions or millions of funds from the bank at the lowest cost and expand your wealth quickly. Of course, we should also pay great attention to the choice of loans. We can choose commercial loans or provident fund loans.
The second thing to pay attention to is to choose the right location. Now many intermediaries can do whatever it takes to sell houses, and many intermediaries like to "make things out of nothing". For example, just a while ago, in a certain place, an intermediary deliberately advertised a "fake subway entrance" to attract customers to buy a house, but once the buyers knew it, they found that this place was not at the subway entrance at all, and the intermediary claimed that the subway entrance did not exist at all. Therefore, when buying a house, we must pay attention to this scam, carefully inspect the location and choose the most suitable place to buy a house. In fact, the level of housing prices has a great relationship with geographical location, and the housing prices in prime locations in the city center are undoubtedly the highest. Then we can change our thinking, or we can adopt the strategy of saving the country by curve. We can put it in a convenient place first. Although it is far from the city center, the problem of owning a car can be completely solved, and the house price is relatively low, and the natural pressure is small. When you have money in the future, you can also sell this house and buy a house closer to the city center.
The third point to note is the choice of floors. Generally speaking, for a 28-story building, the middle 10 to the 20th floor is generally the most expensive, and the prices on the upper and lower sides decrease in turn. There are many details about choosing floors. Remember that the basic expensive ones are good, but some personal preferences are not excluded. According to the current market situation, most people who buy houses by lottery do not give you room to choose floors. Go to the house selection site and quickly pick a similar one.
The fourth point to note is the deed tax. In fact, for ordinary people, it is actually a good choice to pay the deed tax early, which is very helpful for the second transaction. In the second-hand housing transaction, if the seller has paid the deed tax for 2 years, the buyer can be exempted from 5.6% value-added tax. If it is a 3 million house, you can pay more than 65438 +0.6 million less tax. Therefore, houses with deed tax exceeding 2 are easier to sell.