First, borrowing is actually an online loan.
Borrowing is an online loan service launched by Alipay. As long as the accumulated ants pay more than 600 points when using Alipay, the loan will be automatically opened. When users are not using it, they will remain silent in the program bar. If they need to use it, they can use it and lend it. When using the loan, they can withdraw the amount to the designated bank card. The difference between a loan and other online loans is that it can be repaid in installments or at one time. According to the different amount of sesame seeds, the longest repayment period is set at 12 months, and the interest is similar to that of online loans on the market. Very convenient, very high degree of freedom.
Second, online lending needs to be cautious.
Although the loan is used on Alipay platform, Alipay has always enjoyed a very good reputation. But as long as it is an online loan, personal factors should be considered when using it. If the economic ability can't keep up with the personal consumption ability, it's best not to use it. If you exceed your personal ability, you will easily fall into a situation where your debts are too heavy to make ends meet.
Third, as proof of freezing funds, know how long it can be unfrozen.
When buying a house, real estate companies sell many routines. It is easy to leave the frozen funds in the bank card, not to let users take them away, and to intimidate users into buying a house next. If you borrow money as proof of freezing funds for buying a house, you should know in advance with the sales department how long it will take to unfreeze.