Legal basis: Article 19 (2) of the Provisions on Auction and Sale of Property in Civil Execution. If two or more enforcement creditors apply to auction property to pay off their debts, the creditors with legal priority will be given priority; If the repayment order is the same, the beneficiary shall be determined by drawing lots. If the amount of creditor's rights payable by the debtor is lower than the price of the collateral, the people's court shall order it to make up the difference within a time limit. It can be seen from the content of this regulation that there are three steps in dealing with the applicant's application for paying off debts in kind at auction price: first, to ensure the creditor's first priority in paying off debts in kind. If the creditor who applies for paying debts in kind has priority creditors before, it shall first ask the priority creditors whether they are willing to accept paying debts at auction price.