Changzhou must see when buying a house: 9 hidden rules that developers won't tell you.

Buying a house is not a trivial matter. Many people use up their savings to buy a house in Changzhou. But now Changzhou property market developers are "mixed", and some developers are really serious about making products, but it does not rule out that some developers are "mercenary" and get some "fancy bells" to fool buyers. Let's take stock of nine hidden rules that developers won't tell you, hoping to help Changzhou buyers who have home ownership plans.

1. The people in the sales office are not necessarily developers.

Now more and more real estate companies advocate "light assets" and outsource their sales teams to agency companies. The agency gets commission by selling the house, so its sales ability is stronger. This won't affect your buying a house, but if they make a few promises to you, it may have an impact.

In order to sell houses, some sales agents deceive consumers, saying that the traffic in this area is very convenient, and the newly-opened subway is nearby, but in fact, the route that the subway passes through is far away from here, and the ten-minute journey may be a ten-minute drive. There are even sales offices that directly imitate and build a subway signpost near the community.

If property buyers encounter a sharp drop in house prices or go to the sales office to make trouble due to housing quality problems, they are likely to return in vain, because these are the things that developers are responsible for.

2, buying a house to send a "degree" may not be realized.

Many property buyers are aiming at the developers' scarce degrees, and "guaranteed tickets" guarantee admission. The degree of giving is really tied to the hidden threshold. In fact, when it comes to registration, the threshold suddenly rises. In the end, due to the limitation of degree index, years and household registration, public schools have to pay sponsorship fees when cashing their degrees, which leads to children's inability to go to school.

The phrase "granting degrees" by developers is sometimes skillfully used. On the one hand, real estate can only be enrolled if it is divided according to the school district and meets the admission requirements of schools in the school district. This is one of the "degrees" of educational real estate. Developers invest in "education funds" and "buy degrees" with schools with high-quality educational resources, but there are indicators and years, but they have not told the buyers truthfully. When there is a situation of "more than enough", it is natural that the original promise cannot be fulfilled.

The lottery method is more likely to be a black-box operation, which cannot convince parents and owners who are in urgent need of a degree. Few developers are willing to write their degrees into contracts, and consumers cannot legally defend their rights.

3. The donation area is not protected by law.

"buy one floor and get one free" and "give away the oversized garden". Many things given away for free usually disappoint buyers. In fact, the unit price of this kind of buy one get one free room will be much higher than that of similar units without gifts. Because we avoid the 90/70 policy restriction, we use small apartment with gift area to achieve greater spatial effect.

In fact, the gift area will also be included in the house price. At this point, the salesperson will only tell you that the house price is very cheap according to the actual use area. But it will never be said that the area given above the real estate license will not be added, that is, there is no room for property rights.

In particular, the gift area of the garden or rooftop on the 1 floor or the top floor is actually shared by all owners in the property law, and developers usually do not write it into the contract. In the event of a dispute, I am afraid that the owner who takes over the high position will "lose his wife and lose his soldiers."

4. Sand table covers up "unfavorable factors"

If the sales of the sales office takes out the sand table to introduce the real estate to the buyers, and the greening rate of the real estate reaches 30% or even higher, don't trust him easily. The green you see on the sand table may just be a parking lot.

Because there are not enough underground parking spaces, developers are bound to transfer parking spaces to the ground. These floors are often paved with long grass hollow bricks, and the actual parking lot has secretly become a green belt on the sand table. Of course, the calculation of greening rate will also include these hollow bricks with long grass.

There are often some transparent small crystals made of glass in the sand table, which may be the public facilities in the community or the buildings and residential buildings to be planned. These unknown buildings and open spaces, when they come true one day in the future, are likely to have a negative impact on living life. For example, another building has risen in front of the building you bought. For example, the promised green space will actually become a tall building.

Have you noticed the "property right" of the house?

When buying a commercial house, you will look at the price, location and apartment type, but have you noticed the land use period of the plot where the real estate is located? Maybe you said that you noticed that the salesperson told you that the property right of the house was 70 years or 50 years, but what is the real living time of the "commercial house" in the usual sense? It is said that the service life of each building is 70 years, but which time period does this 70 years refer to?

The actual service life of commercial housing is 70 years according to the normal process and the property right is calculated according to the land acquired by the developer. Under normal circumstances, it takes two or three years from land acquisition to construction to final delivery. Under normal circumstances, after the buyer gets the house, the actual property right is only 678 years. But if the developer covers the land or covers the plate, what if it takes more than five years to get the land and hand over the house?

6. There are many hands and feet in the model room, such as smaller furniture.

Sometimes the model room you saw in the sales office was demolished when the house was handed over. Probably because the model room, as a developer's exhibition space, will definitely "foster strengths and avoid weaknesses", fully embodying the advantages of the real estate apartment. When handing over the house, the developer "destroyed" the evidence in order to prevent those too "real" householders from finding a gap between their house and the model house and causing disputes.

7. The floor plan will deliberately create an illusion.

From the floor plan of a single suite, in order to reflect the functional zoning, the unit that designed the floor plan will deliberately use dining tables and chairs, sofas, beds, kitchen utensils, bathrooms and so on. To reflect each functional space, but it should be noted that designers may arbitrarily scale the size of furniture when making floor plans.

The horizontal relationship diagram of a building can clearly reflect the distribution of all units on a floor, whether it is two ladders and two households or one ladder and four households, at a glance. This picture can also clearly identify the elevator and corridor settings in the unit, as well as the location of the unit you are concerned about, how far is the door of the house from the elevator or the entrance of the building, and whether the lighting of the house or living room will be blocked by adjacent units; Whether your own bathroom is facing the balcony of your neighbor's house or not, it's disappointing.

8. Fine decoration costs make the loan interest amazing.

In the sales process of finely decorated houses, the developer will tell you that "decoration money can also be loaned". It seems that for those who just bought a house and are short of money, this renovation expenditure can also be paid back slowly. The interest generated by the cost of fine decoration is amazing.

A house of 100 square meter, the price is 10000 yuan per square meter, and the decoration standard is 1500 yuan per square meter. The benchmark interest rate for loans with a term of more than 5 years (after July 6, 20 12) is 6.55%. If you can get a 15% discount, the annual interest rate will be 5.5675%.

If the buyers choose 30% down payment, then the repayment method of 700,000 yuan for rough housing loans and 20 years of equal principal and interest will generate about 460,000 yuan. The total renovation cost is 6.5438+0.5 million yuan. If you use the same method to borrow money, it will generate interest of nearly 6.5438+0.5 million yuan. The interest payment of 654.38+10,000 yuan alone is actually more than enough for the ordinary hard decoration of 100 square meters of rough houses.

9. Your personal data may be sold.

After buying a house, will you suddenly receive all kinds of sales calls to let you decorate, buy insurance (rest assured) and buy furniture? Unfortunately, I tell you that your personal information has been sold!

Buying a house is a long interest chain, and it is possible to sell it to decoration companies and electrical appliances companies, but the most popular target is intermediary companies. There have been cases where an intermediary blocked the purchase of customer information outside the sales office during the hot opening stage. It is said that the transaction price of customer information of a high-grade villa residence even reaches 4000 to 5000 yuan.

(The above answers were published on 20 17-02- 10. Please refer to the current actual purchase policy. )

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