There are generally two ways to query the housing provident fund:
(1) Individuals bring their ID cards and provident fund cards to the provident fund management center for enquiries;
(2) Check the amount of housing provident fund online with ID number or provident fund account number: log on to the website of the local housing provident fund center-find the column of "Individual Housing Provident Fund Inquiry", and click enter after finding it; Click to open the login interface. Select "ID number" as the login method, and then enter the ID number. If you know the provident fund account number, you can also enter the provident fund account number. The default password is generally six 1. After entering the personal account, click on the provident fund details query to see the amount on the card.
1. Log on to the local housing provident fund website.
2. Call the provident fund hotline.
3. Inquire in the service hall of the provident fund management center.
4, to the provident fund management center designated outlets.
5. If you have a joint provident fund card, you can log in to the online bank for inquiry.
What are the requirements for housing provident fund withdrawal?
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income;
(seven) to terminate the labor relationship with the unit and move the account out of the city;
(eight) the termination of labor relations between employees and units that are not registered in this Municipality, and they are not employed in this Municipality and leave this Municipality;
(nine) employees who enjoy the urban minimum living guarantee;
(ten) some employees lose their ability to work, causing serious difficulties in life;
Legal basis:
Regulations on the administration of housing provident fund
Article 13
The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.
Article 14
The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for its employees. Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and handle the transfer or seal-up procedures for the employees of the unit within 20 days from the date of completing the change or cancellation of registration.
Article 15
Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go through the formalities for the establishment or transfer of employee housing provident fund accounts. Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for change registration, and go through the formalities of transferring or sealing the employee housing provident fund account.
Article 16
The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
Article 17
The new employee starts to pay the housing provident fund from the second month after joining the work, and the monthly payment amount is the employee's own salary multiplied by the employee's housing provident fund payment ratio. The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.
Article 18
The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.
Article 19
The housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units every month. The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.
Article 20
The unit shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid. Units with real difficulties in depositing housing provident fund can reduce the proportion of deposit or defer payment after discussion and adoption by the workers' congress or trade union of the unit, and after examination by the housing provident fund management center and approval by the housing provident fund management committee; After the economic benefits of the unit improve, the deposit ratio will be increased or the overdue payment will be postponed.
Article 21
The housing provident fund shall bear interest at the interest rate stipulated by the state from the date it is deposited in the employee housing provident fund account.
Article 22
The housing provident fund management center shall issue valid certificates for the employees who have paid the housing provident fund.
The state stipulates that enterprises should pay housing provident fund to their employees, and the housing provident fund should be paid monthly. As for the inquiry method of housing provident fund, it is not difficult. However, under normal circumstances, the account balance in the housing provident fund cannot be withdrawn casually, and there are legal conditions for withdrawing the provident fund.